The Family self-sufficiency is much greater than a mere program of the federal government. It is more of a mechanism or a process started by the federal government to reduce its burden of providing assistance to the voucher families. The Congress passed this law in 1990 with the purpose of encouraging employment and saving of the certain sections of the community which were getting the federal housing assistance. The federal government law provides that the people who are living in public housing or getting Section 8 vouchers have to pay around 30 percent of their adjusted income towards rent and utilities (Cramer, 2004).
This rule of the federal government’s law helps to keep the rents at relatively low degree but they have their drawbacks. This has resulted in making a work disincentive as the rise in income is siphoned off by increased rents. This has resulted in low savings as people don’t have much to save. The FSS policy of the government provides a structure that encourages the residents of the public housing or voucher families to save money which would have gone towards paying the increased rent.
This structure would help these people to become less dependent on the government assistance (H. R. 46, 2009). This program of the United States Housing and Urban Development (HUD) has the provision which helps the public housing authorities (PHAs) to make escrow accounts where the savings of these people can be stored. When the earnings of the participants of this Family self-sufficiency increase; as a result the rents also goes up.
They still have to pay an increased amount but through this program, an amount equivalent to the increased sum in the rent is deposited every month in the resident’s account. The housing authorities are provided reimbursement by the HUD so that they can cover up their lost rent. This creates a win-win situation for the parties involved. In order to get the benefit of this program, the families have to work with the service coordinators so that they can develop and work out a personal action plan.
The purpose of this personal action plan is to chart out a plan through which the participants would gradually grow independent of the public assistance provide to them. The personal action plan charts out the personal goals for a period of five years. This help the residents to provide link with the support services provided under this program like financial literacy, child care, transportation and employment training. The role of the service coordinators is to check the progress of the participating families and provide links with various services given under this program.